|
Miscellaneous Fees |
|
|
Bank Checks* |
|
|
(excludes checks issued at account closing) |
|
|
Under $ 1,000, per check |
$1.00 |
|
Over $ 1,000 |
Free |
| Stop Payment Order, per order |
$25.00 |
| Copy of Cancelled Bank Check, per check |
$5.00 |
| Amortization Schedule |
$10.00 |
| Coin Handling Fee on amounts over $200 |
1 % |
| Direct Deposit |
Free |
| Immigration/Verification Letter |
$5.00 |
| Loan Payment Check Returned for any
reason |
$20.00 |
| Mortgage Payoff Letter |
Free |
| Faxed copy |
$10.00 |
| Revised within 90 days of
first request |
$20.00 |
| Mortgage Document Copy, per occurrence |
$10.00 |
| Notary Service |
|
| Customers |
Free |
| Non-Customers, per seal |
$1.00 |
| Deposited Check Returned |
$5.00 |
| Replacement of Lost or Stolen Passbook |
$5.00 |
| Purchase of Rolled Coin, per roll |
|
| Customers |
$.10 |
| Non-Customers |
$.20 |
| Transaction History or Reconciliation of a Savings,
|
|
| Checking or Loan Account per hour, 1
hour minimum |
$20.00 |
| Automatic Transfer Payments |
Free |
| Travelers Checks* |
|
| For one signatory |
1% of purchase amount |
| For two signatories |
2% of purchase amount |
| First Personal Bank checks cashed for
non-customers |
1% of check amount |
*Bank Checks and Travelers Checks are available to deposit
accountholders only. Deposit accountholders are customers
who have any one of the following accounts with us: Savings,
Certificate, Checking or Money Market. For Bank Checks and
Travelers Checks purchased with cash from $3,000 to $10,000,
the purchase amount must first be deposited into a Savings,
Checking or Money Market account. |
|
| | |
|
Wire Transfers |
|
| Incoming to Customers |
Free |
| Outgoing to a Domestic Bank |
$20.00 |
| Outgoing to a Foreign Bank |
$50.00 |
| Outgoing in Foreign Currency |
$75.00 |
| Trace |
$50.00 |
| |
|
|
Checking Service Charges |
|
| Check returned for any reason, per
check |
$20.00 |
| Check Returned for any reason for
Freedom First Checking, per check |
$25.00 |
| Check paid on Insufficient Available
Funds |
$20.00 |
| (For Freedom First
Checking) |
$25.00 |
| Continuous Overdraft after 3 business
days, per day |
$5.00 |
| Copy of Cancelled Check, per check |
$7.00 |
| Duplicate Statement Information |
$5.00 |
| No Mail/PickUp Checks & Statement, per
cycle |
$5.00 |
| Overdraft Protection, per occurrence |
$10.00 |
| Stop Payment Order, per order |
$20.00 |
| Check Printing - fee depends on style and quantity of checks
ordered. |
| | |
|
Safe Deposit Boxes |
|
| 3 X 10 box annual fee |
$50.00 |
| 5 X 10 box annual fee |
$65.00 |
| 10 X 10 box annual fee |
$95.00 |
| | |
|
Freedom First Checking |
|
| No minimum balance | |
| Unlimited Free Checks per cycle | |
| | |
|
First Generation Checking |
|
| No minimum balance | |
| Unlimited Free Checks per cycle | |
| | |
|
First Choice Checking & First
Serv Checking | |
| Monthly minimum balance fee if the daily balance drops |
| below $200 any day of the monthly
statement cycle | $7.00 |
| 30 free checks per cycle, each
additional check | $.25 |
| | |
|
Free Business Checking |
|
| No minimum balance |
|
| 50 free checks per cycle, each
additional item | $.25 |
| 100 free deposit items per cycle each
additional deposit item | $.20 |
| | |
|
First Small Business Checking with Interest |
|
| Minimum balance of $1,000.00 required to earn interest. |
|
| Monthly minimum balance fee if the daily balance drops |
|
| below $500 any day of the monthly
statement cycle | $10.00 |
| 30 free checks per cycle, each
additional check | $.25 |
| | |
|
First Commercial Checking |
|
| Monthly minimum balance fee if the daily balance drops |
|
| below $1,000 any day of the monthly
statement cycle | $20.00 |
| 50 free checks per cycle, each
additional item | $.25 |
| 100 free deposit items per cycle, each
additional deposit item | $.20 |
Earnings credit net of the current Federal Reserve requirement is
applied to the average available monthly balance which may offset
all
or a portion of the above fees. | |
| | |
|
Regular Savings Passbook and Statement Account |
|
| (NonRetirement Accounts) |
|
| Monthly minimum balance fee if the daily balance |
|
| drops below $100 any day of the month |
$2.00 |
| (This fee is not applicable to minors under age 18) |
|
| | |
|
Money Market Accounts |
|
| Monthly minimum balance fee if the daily balance drops |
|
| below $200 any day of the monthly
statement cycle | $7.00 |
| Three free checks per cycle, each
additional check | $5.00 |
| | |
|
Personal Plus Money Market Account |
|
| Monthly minimum balance fee if the daily balance drops |
|
| below $25,000 any day of the month | $25.00 |
| Three free checks per cycle, each additional check | $5.00 |
| | |
|
ATM/VISAŽ Check Card Fees |
|
| Point of Sales Transactions |
Free |
| Transactions made at a First Personal
Bank owned ATM | Free |
| Transactions made at STARsf and Allpoint ATMs |
Free |
| Transactions made at a Non-First
Personal Bank ATM | $1.00 |
| Transactions made at Cirrus or other
Network ATM | $2.00 |
| Replacement of Card |
$5.00 |
| Change of PIN |
$5.00 |
| Personalized Photo Card |
$10.00 |
NOTICE REGARDING ATM FEES BY OTHERS
If you use an automated teller machine that is not operated
by us, you may be charged a fee by the operator of the
machine and/or by an automated transfer network | |
| | |
|
Collections |
|
| Account Research, per hour, 1 hour
minimum | $20.00 |
| Bond Coupons |
$6.00 |
| Bonds or Treasury Notes |
$35.00 |
| Court Order, Citation to Discover Assets, Garnishment,
Levy, Subpoena | $75.00 |
(Additional fees for searching, reproducing and transporting
documents, as allowed by Illinois law, will also apply) |
|
| Redemption of U.S. Series E, EE and I
Bonds | Free |
| Redemption of Canadian Checks |
$10.00 |
| (Additional fees may be charged by the Canadian bank) |
|
| Redemption of Foreign Checks. |
$20.00 |
| (Additional fees may be charged by the foreign bank) |
|
| Sight Draft Withdrawal |
$20.00 |
| Collection Items (checks, drafts) |
$15.00 |
